Insuring all of Florida

Small Enough to Know You,

Large Enough to Serve You.

What We Offer

Insurances for Individuals and Businesses

Local Insurance Parter

Why Choose WhitCo Insurance?

When it comes to protecting what matters most, you deserve an insurance agency that understands your unique needs. At WhitCo Insurance Agency, we bring nearly two decades of experience, a deep-rooted commitment to our Gulfport community, and a family-owned approach that ensures personalized, reliable service. Whether you're protecting your home, car, or business, our expert team is dedicated to providing tailored insurance solutions with a personal touch.

About Us

Advantage of an Independent Agency

Choosing an independent agency like WhitCo Insurance means you get the best of both worlds: personalized service and a wide range of options. Unlike captive agencies that are limited to a single provider, we have the freedom to work with multiple top-rated insurance companies. This allows us to tailor policies specifically to your needs, ensuring you receive the most comprehensive coverage at competitive rates. Our commitment is to you, not a corporation, which means our advice is always in your best interest.

Essential Insurance Questions Every Small Business Owner Should Understand

Running a small business means juggling endless decisions, and insurance is often one area that brings the most uncertainty. Whether you’re opening your doors for the first time or have years of...

Protecting Your Valentine’s Day and Presidents’ Day Purchases: What You Should Know

February may be the shortest month of the year, but it has a way of becoming one of the most expensive. With Valentine’s Day gifts, romantic surprises, and major Presidents’ Day deals—especially on...

Overlooked Home Insurance Riders: Are You Missing Essential Coverage?

Many homeowners assume their insurance policy will take care of everything when disaster strikes. Unfortunately, that’s not always the case. Some of the most financially devastating risks fall...

6 Key Insurance Risks Businesses Should Prepare for in 2026

As 2026 gets underway, companies are navigating a landscape filled with fast‑moving challenges and growing uncertainty. From shifting legal trends to increasingly sophisticated cyber threats, today...

Celebrating a Major Milestone: Honoring Teen Driving Awareness Month

For many teenagers, earning a driver's license marks a defining moment—one that represents freedom, responsibility, and a new chapter in growing up. For parents, though, watching that first solo...

Holistic Holiday Safety: Celebrate Responsibly

The holiday season is a time of joy, celebration, and togetherness. As we gather with loved ones, whether it's around a roaring fireplace or a bustling kitchen table, the air is filled with...

Insuring Holiday Valuables: Secure Your Treasures This Season

Feel the Holiday Spirit – and Protect Your ValuablesImagine the joy of seeing a loved one's face light up as they unwrap a special holiday gift. Whether it's a sparkling piece of jewelry or the...

Trick-or-Treat Safety: A Guide to a Secure Halloween

Halloween is an exciting time filled with costumes, candy, and creative decorations. Amidst the festivities, being aware of potential risks ensures that the holiday remains more treat than trick....

Halloween Night: Safety First on Our Roads

Halloween: A Time for Fun, Not TragedyHalloween is a magical night filled with costumes, candy, and community celebrations. However, as excitement fills the air, it’s essential to remember the...

Fire Prevention Month: Essential Safety Tips for October

October: A Time for Seasonal Traditions and Safety As the cooler weather of October rolls in, we eagerly anticipate the joys of the season, from warm apple cider to pumpkin festivals. However,...

Cybersecurity Awareness Month: Strengthening Your Defenses

October is Cybersecurity Awareness Month: A Call to ActionWith October upon us, Cybersecurity Awareness Month provides the perfect opportunity for small and mid-sized business owners to confront...

Stay Safe: Avoiding Deer Collisions This Fall

As the vibrant colors of fall grace our surroundings, there's no denying its beauty. However, with the allure of the season comes hidden dangers — particularly an increase in deer-related accidents...

Deer Collision Awareness: Keep Your Fleet Safe

Understanding the RisksAs the seasons change, fleet managers and commercial vehicle operators face unique challenges on the road. One of the most prominent hazards during the fall is deer...

Fall Safety Insights: Keep Your Family and Home Protected

Embrace the Autumn but Mind Wet Leaves and Limited VisibilityThe charm of fall brings vibrant leaf displays but also slippery roads. Wet leaves can be as slippery as ice underfoot and on roadways....

Ensuring Child Safety: Car Seat Best Practices

Understanding Car Seat Safety During Child Passenger Safety WeekAs a parent or caregiver, nothing surpasses the importance of your child's safety—especially when traveling in a car. With Child...

Insurance for College Students: Key Considerations

Understanding Renters Insurance for Off-Campus LivingSending a student off to college is an emotional whirlwind of preparation – from packing and planning to paperwork. Yet, amidst this hustle,...

National Traffic Awareness Month: Back-to-School Reminders

Embracing the Back-to-School VibesAugust brings a familiar buzz as families gear up for the new school year. It's a time filled with jitters and joy, as both kids and parents adjust to new routines...

Understanding Insurance Responsibility in Commercial Property

The Crucial Role of Commercial Property InsuranceCommercial property insurance plays a vital role in protecting businesses from unexpected property damage and liability concerns. Whether it's a...

Does General Liability Cover Independent Contractors?

Understanding Liability Risks with Independent ContractorsIn today's business environment, leveraging independent contractors—often referred to as 1099 workers—is a common practice. However, the...

Massive Data Breach: 5 Steps to Protect Yourself

The Scale of the ThreatIn a digital age, few threats loom as large as a massive data breach. Recently, hackers compiled a dataset of over 16 billion login credentials—usernames, passwords, and URLs...

Understanding Homeowners Insurance and Property Lines

Homeownership comes with its fair share of challenges, especially when property boundaries and potential disputes come into play. Imagine the stress of suddenly dealing with a fallen tree on your...

Preparing Your Home for Hurricane Season: Essential Tips

Importance of Early PreparationAs the 2025 hurricane season approaches, it's crucial for homeowners to prioritize their preparations. The official Atlantic hurricane season spans from June 1 to...

Insuring Your Summer Toys: Must-Have Protections

Weather the UnexpectedNothing spoils summer fun like a sudden storm. Motorcycles, ATVs, boats, and RVs are particularly vulnerable to unpredictable weather changes such as severe storms, floods, or...

Flood Insurance: Essential Protection for Businesses

Financial Safeguard Against High CostsFloods can wreak havoc on businesses, leaving them with exorbitant costs. The financial burdens of repairing structural damage, replacing inventory, and...

Stay Safe: The Real Cost of Distracted Driving

Imagine speeding down the highway at 55 mph. You glance at your phone for just five seconds—about the time it takes to cross a football field blindfolded. In that brief moment, anything can happen....

Understanding Certificates of Insurance vs. Endorsements

Certificates of Insurance vs. Endorsements: What Employers Should KnowAs an employer working with contractors, vendors, or third-party service providers, you may frequently encounter the terms...

Why Umbrella Insurance Is Your Financial Safety Net

Enhancing Your Financial Security: Umbrella Insurance BasicsIn a world filled with unexpected events, securing your financial future is a paramount concern. While many people have basic insurance...

Understanding Professional Liability Insurance

Professional liability insurance, also known as errors and omissions (E&O) insurance, is a critical protective measure for professionals across various fields. The unpredictability of mistakes and...

Essential Auto Insurance for Rideshare Drivers

Introduction to the Growing Rideshare EconomyRidesharing services like Uber and Lyft have become increasingly popular as a main or secondary source of income for many. These platforms offer...

Essential Steps After Property Damage: A Practical Guide

Experiencing property damage can be a devastating ordeal, impacting not only your physical surroundings but also your emotional well-being. The sudden disruption can leave you feeling overwhelmed,...

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