Homeowner insurance typically covers the structure of your home, your personal belongings, liability protection, and additional living expenses if you need to temporarily live elsewhere due to a covered loss. This includes protection against damages from events like fire, theft, vandalism, and certain natural disasters. Our policies are designed to provide comprehensive coverage tailored to your specific needs.

Several factors influence the cost of your homeowner insurance premium, including the value of your home, its age and condition, location, and the coverage limits and deductibles you choose. Additional factors such as your credit score and claims history can also play a role. We work with multiple top-rated insurance providers to find you the best value for your specific situation.

Yes, you can customize your homeowner insurance coverage to suit your unique needs. We offer a range of options and endorsements to ensure you have the protection you need. Whether it’s additional coverage for high-value items, increased liability limits, or special protection for natural disasters, our team will work with you to create a policy that’s right for you.