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Business Owners Policy (BOP)

Bundled Coverage for Small to Mid-Sized Businesses

Comprehensive Business Protection with a Business Owners Policy


Running a business comes with many risks, but WhitCo Insurance is here to help you manage them. Our Business Owners Policy (BOP) combines essential coverages into a single, convenient package, giving you peace of mind and protecting your business from unexpected events.

Our Business Owners Policy Coverage

Property Insurance:

Protects your business’s physical assets, including buildings and contents.

Liability Coverage:

Shields your business from claims related to bodily injury, property damage, and advertising injury.

Business Interruption Insurance:

Covers lost income and operating expenses if your business is temporarily closed due to a covered loss.

Optional Endorsements:

Customize your BOP with additional coverages such as data breach or equipment breakdown.

Why Choose WhitCo for Your Business Owners Policy?

  • Family-owned and serving the community for nearly two decades
  • Personalized service with tailored coverage options
  • Competitive rates with superior customer service
  • Quick and fair claims processing
Get Your Free Quote Today

Frequently Asked Questions

  • What is a Business Owners Policy (BOP)?

    A Business Owners Policy (BOP) is a bundled insurance package that combines property insurance, liability coverage, and business interruption insurance into one policy. It is designed specifically for small to mid-sized businesses, offering comprehensive protection at an affordable rate.

  • How do I know if my business needs a BOP?

    If your business owns physical property, such as a storefront or office, or faces potential liability risks, a BOP could be a good fit. BOPs are particularly beneficial for businesses looking to simplify their insurance by bundling multiple coverages into one policy.

  • Can I customize my coverage?

    Yes, you can customize your BOP to include additional coverages that address the specific risks your business faces. Our team will work with you to identify these risks and tailor your policy accordingly.

Ready to Protect Your Business?

Don’t let unexpected events put your business at risk. Get comprehensive protection with a BOP from WhitCo Insurance today.

Call: (727) 209-8888
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